Modest" means not extreme or bold, and not morally loose. Those can apply to pants, yes; but when I have on a pair of pants, I don't feel that my body is covered. Pants are form-fitting, thus exposing my body. That's just how I feel. The illustration that Cathy Corle uses is two pictures of the same woman. The first one has her in a nice dress. She asked a group of ladies what they noticed about this woman, and they answered her face. Then she showed them the picture of the same woman in a pair of jeans and asked what they noticed. They said their eyes were immediately drawn to the crotch area! That drove home to me that clothes can emphasize the body or the face; I'd rather have folks, especially men, notice my face and not my body. Again, this is my feeling.